CFPB KEEPS ENFORCEMENT POWER

The U.S. Court of Appeals for the District Court of Columbia held the Consumer Financial Protection Bureau (CFPB) can keep its powers.  On October 11, the court of Appeals held that while the CFPB's single director director removable only for cause structure is unconstitutional,  other portions of the statute authorizing the CFPB are constitutional.  In PHH Corp. … Continue reading CFPB KEEPS ENFORCEMENT POWER

How Do I Reinstate My Mortgage?

How Do I Reinstate My Mortgage? When a homeowner gets behind on mortgage payments, then the homeowner may be at risk for foreclosure.  A mortgage may go into "default" once the homeowner misses 2 or 3 payments.  Missed payments and late fees can add up quickly and make it more difficult for the homeowner to … Continue reading How Do I Reinstate My Mortgage?

ID THEFT LAWYER, MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AS 2014 RISING STAR

Super Lawyers, a national lawyer rating service, recognized Micah Adkins as a 2014 Rising Star for Consumer Law.  The selection process included identification of professional achievement by peer evaluations and independent research.  The Super Lawyer recognition is limited to 5% of the  lawyers in the state.  Super Lawyers Magazine is published in all 50 states and Washington, D.C., … Continue reading ID THEFT LAWYER, MICAH ADKINS RECOGNIZED BY SUPER LAWYERS AS 2014 RISING STAR

FREE SAMPLE CREDIT REPORT DISPUTE LETTER

Consumers often contact us for a sample credit report dispute letter to dispute inaccurate information contained on their Experian, Equifax or Trans Union credit reports.  Did you know incorrect items can decrease your credit score and your ability to obtain (or keep) credit, insurance or a job? If you need a free sample credit report dispute letter, … Continue reading FREE SAMPLE CREDIT REPORT DISPUTE LETTER

HOW DO I DISPUTE INCORRECT INFO ON MY CREDIT REPORT?

How do I dispute incorrect information on my credit report?  According to the Federal Trade Commission (FTC), consumers should dispute inaccurate information on their Equifax, Experian or Trans Union credit reports.  Derogatory or negative information on your credit report can decrease your credit score.  Ultimately, you may be denied credit, employment or insurance based on … Continue reading HOW DO I DISPUTE INCORRECT INFO ON MY CREDIT REPORT?

OKLAHOMA BANK SUED FOR OVERDRAFT (NSF) FEES

KRMG-AM Tulsa (8/25, Bishop) reported, "A class action lawsuit against the Bank of Oklahoma alleges the bank intentionally rips off its customers through overdraft fees. Plaintiffs' attorney Steve Stidham says that he expects other Oklahoma banks will come under fire" for similar actions. BOK attorneys "say they are confident Bank of Oklahoma is following the new law … Continue reading OKLAHOMA BANK SUED FOR OVERDRAFT (NSF) FEES