EQUIFAX LOSES MOTION FOR SUMMARY JUDGMENT

Equifax was sued for violations of the Fair Credit Reporting Act (FCRA). Equifax moved to dismiss the plaintiff's claims on summary judgment and lost.

UNDER ARMOUR DATA BREACH AFFECTS 150 MILLION CONSUMERS

Under Armour announced massive data breach, which affects 150 million consumers. Have you been a victim of identity theft? Contact us for a free case review.

CONSUMERS REPORT ISSUES WITH EQUIFAX CREDIT LOCK APP

ID Theft Attorney Tips for Identity Theft Victims. Credit Lock vs. Credit Freeze.

FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

Equifax’s Motion for Partial Judgment on the Pleadings Denied In Brooks v. Equifax, the court denied Equifax’s Motion for Partial Judgment on the Pleadings.  In her complaint, plaintiff alleged she settled an account with Wells Fargo, but Equifax did not update her credit report to show that no balance was owed on the account.  About … Continue reading FCRA CASE LAW UPDATE – NO THIRD PARTY DISCLOSURE REQUIRED UNDER 1681e(b) IN 9TH CIRCUIT – Equifax’s Motion for Partial Judgment Denied

HOW TO DISPUTE CREDIT REPORT ERRORS

Got Credit Report Errors? Do you know how to dispute credit report errors?

NEW LENDING GUIDELINES FOR CONSUMERS WHO HAVE A CREDIT FREEZE

Nashville ID Theft Attorney helps identity theft victims. Consumers may get approved for mortgage even with credit freeze.

FCRA WILLFULNESS STANDARD FAVORS CONSUMERS

The FCRA's willfulness standard favors consumers, especially when defendants have information that corroborates the consumer's dispute.

Attorney Micah Adkins Rated by Super Lawyers as a 2017 Mid South Rising Star

Every year Super Lawyers selects attorneys from all firm sizes and over 70 practice areas throughout the United States.  Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, while no more than five percent of the lawyers in the state are named to Super Lawyers, only 2.5 percent of the … Continue reading Attorney Micah Adkins Rated by Super Lawyers as a 2017 Mid South Rising Star

CREDIT REPORT ERRORS CAN CAUSE CREDIT DENIALS

Credit report errors can cause credit denials.  According to the Federal Trade Commission, one out of five consumers have credit report errors.   Credit report errors are often the result of mixed credit files.  A mixed credit report is a credit report that contains information about more than one consumer.  Mixed files are common amongst … Continue reading CREDIT REPORT ERRORS CAN CAUSE CREDIT DENIALS

car break in pic

PREVENT IDENTITY THEFT TIP: DON’T STORE PERSONAL INFO IN YOUR CAR

Did you know that car breaks in may lead to identity theft?  You can prevent identity theft by not storing personal identifying information in your car.  Texas car burglaries are a big problem for consumers and may lead to identity theft.  In 2015, over 67,000 cars were broken into or stolen.  Dallas averaged almost 12,000 incidents … Continue reading PREVENT IDENTITY THEFT TIP: DON’T STORE PERSONAL INFO IN YOUR CAR