In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]
Consumers often contact us and ask how to dispute credit report errors. Its easy. First, order your credit reports from the nationwide consumer reporting agencies Equifax, Experian and Trans Union. You should order your free credit reports from each of the bureaus using this one page form. Download the free-annual-disclosure-request-form and mail it to the address on [...]
It's official! The Adkins Firm has opened its Houston, Texas office. The office is located in Houston's uptown district in the Williams Tower. The office is easily recognized across the skyline as it is the 4th tallest building in Texas. The Adkins Firm is located at 2800 Post Oak Blvd., Suite 4100, Houston, Texas 77056, [...]
Background report lawsuit results in verdict for employer's willful violation of the FCRA.
The U.S. Court of Appeals for the District Court of Columbia held the Consumer Financial Protection Bureau (CFPB) can keep its powers. On October 11, the court of Appeals held that while the CFPB's single director director removable only for cause structure is unconstitutional, other portions of the statute authorizing the CFPB are constitutional. In PHH Corp. [...]
Stop ID theft - add a credit freeze to your credit file.
The Adkins Firm is expanding again. With offices in Alabama and Texas, the Adkins Firm is expanding into Houston, Texas and South Texas. "Texans need help. The Adkins Firm is filling a need for identity theft victims, especially in the Houston and South Texas areas," says Micah Adkins, founder of the Adkins Firm. Adkins says, [...]
On appeal, Hinkle argued the district court erred in granting summary judgment on her claims under the FCRA, including § 1681s-2(b) because Midland did not perform a reasonable investigation in response to her disputes. The 11th Circuit reviewed the district court’s finding that Midland satisfied its investigation duties under 1681s-2(b) when it: (1) double-checked the information that it had reported to the CRAs against its electronic files; and (2) sent Hinkle a letter stating that “it would be helpful to have a copy of any documentation [she] may have that supports [her] dispute.”
Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, Super Lawyers identifies candidate either 40 years old or younger or in practice for 10 years or less. All attorneys go through the Super Lawyers selection process. Those who are not selected to the Super Lawyers list, but who meet either one of [...]
Do you have errors on a credit report or background report? We help consumers with false information on credit reports and background reports. Call 800-263-9091 24/7 for free case review.