Do you have credit report errors? Have you disputed the false information to the credit bureaus? Now What?
Debt Collectors' New Credit Reporting Policy Shortens Time for Negative Credit Information on Consumers' Credit Reports Encore Capital Group, Inc. announced a change in its credit reporting policies for consumers. Encore's subsidiaries include: Midland Credit Management; Midland Funding, Asset Acceptance; Atlantic Credit & Finance. According to the Encore press release, "A significant challenge with current [...]
The Consumer Financial Protection Bureau (CFPB) took action against Equifax, Trans Union and their subsidiaries for deceiving consumers about the usefulness and actual cost of credit scores sold to consumers. According to the CFPB papers, Equifax and Trans Union also lured consumers into costly recurring payments for credit related products with false promises. The CFPB ordered [...]
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]
Consumers often contact us and ask how to dispute credit report errors. Its easy. First, order your credit reports from the nationwide consumer reporting agencies Equifax, Experian and Trans Union. You should order your free credit reports from each of the bureaus using this one page form. Download the free-annual-disclosure-request-form and mail it to the address on [...]
Do you have errors on a credit report or background report? We help consumers with false information on credit reports and background reports. Call 800-263-9091 24/7 for free case review.
ADKINS FIRM CELEBRATES 1 YEAR ANNIVERSARY The Adkins Firm is celebrating its one year anniversary. The Adkins Firm represents identity theft victims and consumer with credit or background report errors under the Fair Credit Reporting Act (FCRA). The FCRA requires consumer reporting agencies and creditors and employers to comply with federal law, including reasonable investigations [...]