The trial court acknowledged Synchrony’s claims shared facts in common; however, because the plaintiff’s claims were made under federal law, the FCRA, and the FCRA does not “expressly or impliedly provide a right to indemnity,” the court denied Synchrony’s motion for leave to file the third party complaint. Accordingly, “[f]rom a policy standpoint, therefore, it is difficult to conjure up support for a rule which would allow a furnisher to bring an indemnification action.”
CREDIT REPORT DISPUTE LAWYER - Under the Fair Credit Reporting Act (FCRA), there is no private cause of action under 15 U.S.C. § 1681s-2(a). In other words, consumers cannot successfully sue furnishers for reporting false information under the FCRA.
Debt Collectors' New Credit Reporting Policy Shortens Time for Negative Credit Information on Consumers' Credit Reports Encore Capital Group, Inc. announced a change in its credit reporting policies for consumers. Encore's subsidiaries include: Midland Credit Management; Midland Funding, Asset Acceptance; Atlantic Credit & Finance. According to the Encore press release, "A significant challenge with current [...]
In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]
Do you have errors on a credit report or background report? We help consumers with false information on credit reports and background reports. Call 800-263-9091 24/7 for free case review.
Super Lawyers, a national lawyer rating service, recognized Micah Adkins as a 2014 Rising Star for Consumer Law. The selection process included identification of professional achievement by peer evaluations and independent research. The Super Lawyer recognition is limited to 5% of the lawyers in the state. Super Lawyers Magazine is published in all 50 states and Washington, D.C., [...]
Do you know how to dispute credit report errors? Credit report errors can keep you from getting approved for credit, insurance or a job. Credit report errors may appear on your credit report for many reasons, including identity theft, mixed files, creditor errors and public record errors. Whatever the reason, you should dispute the errors [...]
Birmingham Magazine surveyed more than 4,000 members of the Birmingham Bar Association for nominations for Birmingham's top lawyers. This is the fifth year for the peer review study and included 35 practice areas, including consumer law. The votes were reviewed by the Birmingham Bar Association and staff members of Birmingham Magazine. The results are in [...]
Do you have your eye on a new car? Have you found your dream home? Are you ready to make a job change? Buying a car or home is a major purchase. Likewise, changing jobs or finding a job is a big deal. Creditors and employers think so, too. That's why creditors and employers pull your credit [...]
Do you have credit report errors? We represent consumers with credit report problems. Credit report errors can be a result of identity theft. Credit report errors can also be a result of a consumer reporting agency's failure to assure the maximum accuracy of consumers' credit reports. The most common consumer complaints we hear include: (1) Identity theft - inaccurate [...]