Archive for the ‘COURT OPINIONS’ Category

The National Consumer law center (NCLC) issued the following press release regarding the Supreme Court’s decision in CompuCredit v. Greenwood. FOR IMMEDIATE RELEASE: January 10, 2012 U.S. Supreme Court High Fee Credit Card Decision Lets Predatory Lenders Escape Justice  CompuCredit Corp. v. Greenwood Decision Denies Basic Legal Right to Day in Court  (Washington, DC) The [...]

The length of time that a tax lien may stay on your credit report depends on the payment status of the lien.  Paid (or satisfied) tax liens may not be reported more than 7 years after the date of payment.  15 U.S.C. 1681c(a)(3).  Tax liens that are un-paid may be reported for more than 7 [...]

Are consumer class actions banned by the US Supreme Court ruling in Concepcion?  Here’s an excerpt from an excellent article detailing how the Concepcion ruling is affecting consumers all over the US. If it seems easier lately for companies to add small fees on your bills and harder for you to get your money back, [...]

      Obama nominates judge to Atlanta appeals court. President Barack Obama on Tuesday nominated U.S. District Judge Adalberto José Jordán to the 11th Circuit Court of Appeals.

In Burke v. Experian, Judge Anthony J. Trenga opined, “Credit is the lifeblood of the modern American economy and for the American consumer access to credit has become inextricably tied to consumer credit scores as reported by credit reporting agencies.” In his opinion, Judge Trenga denied Experian’s (a nationwide consumer reporting agency) Motion for Partial [...]

ANDERSON v. EMC MORTGAGE CORPORATION  Chad L. Anderson, Plaintiff-Appellant, v. EMC Mortgage Corporation, Defendant-Appellee. No. 09-3906. United States Court of Appeals, Eighth Circuit. Submitted: October 21, 2010. Filed: February 9, 2011. Before LOKEN, SMITH, and COLLOTON, Circuit Judges.  LOKEN, Circuit Judge. After Chad Anderson’s damaged credit rating caused him to lose favorable financing for a [...]