In a recent decision, a district court denied a user's motion to dismiss citing Spokeo under the Fair Credit Reporting Act ("FCRA"). Green, III v. Rentgrow, Inc. and Trans Union, LLC, Case No.: 2:16-cv-421 (E.D. Va, Nov. 10, 2016). Facts: Walter Green, III, received a credit monitoring alert that RentGrow obtained a copy of his [...]
Background report lawsuit results in verdict for employer's willful violation of the FCRA.
Do you have errors on a credit report or background report? We help consumers with false information on credit reports and background reports. Call 800-263-9091 24/7 for free case review.
Have you been denied housing or employment because of a background report? Federal law, the Fair Credit Reporting Act, prohibits consumer reporting agencies from prohibiting users (such as prospective landlords) from sharing the background report with the potential tenant if the background report was used in whole or in part to make the decision. 15 U.S.C. [...]
Most people have heard of a consumer reporting agency (CRA), but what is a specialty consumer reporting agency? The Fair Credit Reporting Act (FCRA) defines a “consumer report” as any communication of information by a consumer reporting agency “bearing on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode [...]
Tenant Screening Reports and the FCRA Landlords run tenant screening reports when potential tenants apply for housing. The cost of the tenant background reports is low, but background report errors can lead to high costs for tenants, including expensive deposits, or even worse - denied housing. Most tenant screening reports include criminal records and rental history, including [...]
Incorrect Criminal Convictions Keep Consumers From Getting Hired Employers must comply with the Fair Credit Reporting Act (FCRA) when it comes to background checks. For example, an employer must get your permission before it requests your credit report. Also, employers must give notice prior to taking adverse action to applicants and existing employees. Adverse actions include [...]
FAIR CREDIT REPORTING ACT REQUIRES LANDLORDS TO SEND APPLICANTS ADVERSE ACTION DISCLOSURES We represent consumers with credit report errors and background report disputes under the Fair Credit Reporting Act. The Fair Credit Reporting Act (FCRA) requires landlords who take adverse action (i.e., turn down a rental applicant) against a consumer that is “based in whole [...]