Every year Super Lawyers selects attorneys from all firm sizes and over 70 practice areas throughout the United States. Super Lawyers recognizes lawyers for performance based on peer recognition. Through the selection process, while no more than five percent of the lawyers in the state are named to Super Lawyers, only 2.5 percent of the [...]
Consumers often contact the Adkins Firm and ask how to get their free credit reports. The Fair Credit Reporting Act (FCRA) is a federal law that gives consumers the right to a free credit report under several circumstances. One of the most important and basic rights for consumers under the FCRA is the right to [...]
PUBLIC RECORD ERRORS AND CREDIT REPORTS Consumers often contact The Adkins Firm because they have public record errors on their credit reports. Public records may include judgments and liens, such as tax liens. After a judgment or a lien is filed with the court, consumer reporting agencies include the public record information on the consumer’s credit [...]
Credit report errors can cause credit denials. According to the Federal Trade Commission, one out of five consumers have credit report errors. Credit report errors are often the result of mixed credit files. A mixed credit report is a credit report that contains information about more than one consumer. Mixed files are common amongst [...]
Did you know that car breaks in may lead to identity theft? You can prevent identity theft by not storing personal identifying information in your car. Texas car burglaries are a big problem for consumers and may lead to identity theft. In 2015, over 67,000 cars were broken into or stolen. Dallas averaged almost 12,000 incidents [...]
The trial court acknowledged Synchrony’s claims shared facts in common; however, because the plaintiff’s claims were made under federal law, the FCRA, and the FCRA does not “expressly or impliedly provide a right to indemnity,” the court denied Synchrony’s motion for leave to file the third party complaint. Accordingly, “[f]rom a policy standpoint, therefore, it is difficult to conjure up support for a rule which would allow a furnisher to bring an indemnification action.”
Tax season is here and so are tax identity thieves. According to a special report, prepared by Cristin Severance of CBS 11, Dallas residents, Kevin Spurgeon and Stacy Lamm, recently filed their 2017 tax return. The two thought they were doing good by filing their return prior to the deadline; however, the IRS put a hold on the refunds.
The Adkins Firm represents Houston identity theft victims. Are you a victim of ID theft? Contact the Adkins Firm for a free case review.
CREDIT REPORT DISPUTE LAWYER - Under the Fair Credit Reporting Act (FCRA), there is no private cause of action under 15 U.S.C. § 1681s-2(a). In other words, consumers cannot successfully sue furnishers for reporting false information under the FCRA.
BACKGROUND REPORTS & EMPLOYMENT FCRA CLASS ACTION DISMISSED BECAUSE OF LACK OF STANDING UNDER SPOKEO FACTS A District of Idaho court recently dismissed a FCRA putative background report class action because the plaintiff lacked standing to bring a claim under Spokeo. In Mitchell v. Winco Food, LLC, the plaintiff ("Mitchell") filed a class action lawsuit [...]